Liquor liability, general liability, and property coverage -- matched to your venue through a two-minute chat, not a 40-field form. Based in Houston, our broker writes coverage nationwide.
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A quick chat about your business -- bar, restaurant, or nightlife venue, new or renewing.
We identify exactly what coverage fits -- liquor liability, GL, property, workers' comp.
Your details go straight to a licensed F&B insurance broker, who provides an actual quote.
Covers third-party injury, property damage, and legal defense costs -- the baseline every venue needs.
Protects against claims tied to intoxicated patrons -- required by most TABC-related leases and event agreements.
Covers your building, equipment, and inventory against fire, storm, theft, and other property loss.
Covers medical costs and lost wages for employees injured on the job -- required once you have staff.
Replaces lost income if a covered event forces your venue to close temporarily.
If your business manufactures, sells, or serves alcohol in Texas, liquor liability coverage protects you against claims arising from intoxicated patrons -- and many landlords, event venues, and TABC-related agreements require proof of it before you can operate.
Most new F&B venues need general liability, liquor liability (if serving alcohol), commercial property coverage, and workers' compensation once you have employees. Exact requirements depend on your lease, lender, and local permit type.
Cost depends on your venue size, revenue, claims history, and coverage types -- there's no single number. A broker can give you an actual quote based on your specific business; this site connects you with one directly.
